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RESEARCH CENTER

Reinvest or Redeem TIPS

At the present time, TIPS held in either TreasuryDirect or Legacy Treasury Direct cannot be reinvested. At maturity, the TIPS are redeemed. See details below.

If you hold a TIPS with a bank or broker, consult the bank or broker to learn the options you have when the security matures.

TreasuryDirect

Reinvest

The current auction schedule doesn't allow for the reinvestment of TIPS in TreasuryDirect.

Redeem

To redeem your TIPS, you don't need to take action. If you do not provide instructions to deposit the security's principal into your C of I, we deposit the principal into your designated bank account. The deposit is made on the day your security matures.

Legacy Treasury Direct

Reinvest

We are phasing out Legacy Treasury Direct and no longer allow reinvestments in that system.

Redeem

To redeem your TIPS, you don't need to take action. On the day the security matures, we deposit its proceeds into your bank account.