What are Savings Bonds?
Savings bonds are an affordable, safe and convenient way for Americans to save. You can buy a savings bond for as little as $25.
The U.S. Department of the Treasury has issued savings bonds since 1935. When you buy a savings bond, you loan the amount you paid for the bond to the U.S. government. Over a period of time (up to 30 years), the savings bond earns interest. After 12 months, the savings bond can be cashed for its face value plus the interest it has earned.
The Shift to Digital Savings Bonds
Paper savings bonds are no longer sold at financial institutions. You can buy digital savings bonds online at TreasuryDirect.
Click on the timeline below to explore the rich tradition of U.S. Savings Bonds throughout the years.
- Purchase digital savings bonds online
- Convert paper savings bonds to digital savings bonds
- Explore your payroll savings options
- Buy savings bonds as gifts