Reissuing or Replacing Series HH or Series H Savings Bonds
On this page:
- Reissuing or replacing?
- What changes do NOT require reissuing the bond?
- When must Treasury reissue the bond?
- What form do I use?
- Who must approve a change?
- Must I pay taxes when Treasury reissues a bond?
- Replacing a lost or destroyed HH or H Bond
Reissuing or replacing?
Reissuing: If you want to change who owns the bond or who benefits from the bond in the future, or if there is a major error, we must reissue the bond. That's what we cover on this page.
Replacing: If your paper bond is lost, stolen, mutilated, or you never received it, you can file a claim application (not a reissue request) for the bond. Replacing a Lost or Destroyed HH or H Bond.
Note: Individual savings bonds may not be split and must be distributed in full.
What changes do NOT require reissuing the bond?
We do not reissue bonds for these changes:
|Situation||What to do|
|Name change because you got married||No reissue needed. When you cash in the bond, sign both your name that is on the bond and your married name.|
|Minor typo in your name||No reissue needed. When you cash in the bond, sign your correct name.|
|Address change||No reissue needed.|
|Wrong Social Security Number||No reissue needed, but we need the correct SSN. For instructions on what to write and where to send the information: Correcting a Social Security Number on a Savings Bond.|
When must Treasury reissue the bond?
We must reissue a bond in these situations:
- to correct a major error
- for a court-ordered change
- when you change the beneficiary
- when you change who owns or co-owns the bond, as permitted by regulations. (To ask what is permitted for this situation, write to Treasury Retail Securities Site, P.O. Box 214, Minneapolis, MN 55480-0214, or call 844-284-2676 (toll free)).
What form do I use?
The following sections tell you what to do for each situation that requires reissuing a bond.
Each form is available in two ways:
- We can mail you a paper copy.
- You can fill out a form on-line, print it, sign it, and mail it to us.
The on-line forms are in Adobe Acrobat PDF. If you do not have Acrobat Reader on your computer, download the free Acrobat Reader
To correct a major error
|For a major error, such as
For a court-ordered change
When you change the beneficiary
You want to
When you change who owns or co-owns the bond
|The owner has died (or all co-owners have died)||Death of a Savings Bond Owner|
|You want the new owner to be a personal trust estate|
|You want to
Who must approve a change?
|Situation||Who must sign|
|Two living people co-own the bond and want to make a change that is allowed. (if you are not sure whether the change you want is allowed, write to Treasury Retail Securities Site, P.O. Box 214, Minneapolis, MN 55480-0214, or call 844-284-2676 (toll free).||Both co-owners must sign the form|
|Two people co-own the bond and one needs to make a minor change such as changing his or her own name||Only the owner making the change about himself or herself must sign the form|
|The owner wants to change the beneficiary||The owner can make this change. The beneficiary does not have to agree to the change.|
Must I pay taxes when Treasury reissues a bond?
Consider this situation: You were the owner of the old bond. You are not named as owner or coowner on the reissued bond. In that case, you are responsible for reporting any interest shown in the tax-deferral legend, if any, on the old bond and semiannual interest paid to you while you owned that bond. You report that on your federal income tax return.
IRS Forms 1099-INT is mailed to you after the end of the calendar year.
Reissue will not be made if the request is received less than one full calendar month before the final maturity date of a bond.
Replacing a Lost or Destroyed HH or H Bond
To get a replacement for a lost or destroyed HH or H bond:
- Fill out Form FS Form 1048.
You can do this in either of two ways:
- Take the filled-out form to your financial institution to have a certifying official certify your signature.
- Mail the completed form to
Treasury Retail Securities Site
P.O. Box 2186
Minneapolis, MN 55480-2186
Once you receive replacement bonds or payment for lost bonds, the original bonds are no longer yours. They belong to the U.S. government. If you later find the original bonds, please return them to Treasury Retail Securities Site, P.O. Box 214, Minneapolis, MN 55480-0214.
The replacement bond will have the same issue date as the original bond.