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E-mail from TreasuryDirect

What:

TreasuryDirect is informing its customers that as of March 1st, 2026, Certificates of Indebtedness (C of I) will no longer be available to select as a payment destination. Also, customers will no longer be able to direct funds from their bank accounts to C of I through BuyDirect.

More Information:

If you are wondering why you were contacted or if the e-mail is legitimate, here is more information:

  • TreasuryDirect customers will no longer be able to select C of I as their payment destination beginning March 1st, 2026.
  • Customers also will not be able to direct funds from their bank account to C of I through BuyDirect.
  • If C of I is already set as your payment destination, there will be no impact.
  • C of I that you currently hold will still be available to cash out and use to purchase interest-bearing securities.
  • If you received an e-mail fromsubscriptions@subscriptions.treas.gov about redeeming C of I, it is a valid e-mail (see e-mail below).

Helpful links:

Email:

Subject: TreasuryDirect: Changes to C of I

Date: 2/18/26

Dear TreasuryDirect Customer,

Beginning March 1st, 2026, Certificate(s) of Indebtedness (C of I) will no longer be available to select as a payment destination in TreasuryDirect. Also, you will not be able to direct funds from your bank account to C of I through BuyDirect.

If C of I is already set as your payment destination, there will be no impact to your redemptions and payments, which will continue to be directed to C of I. Also, you will still be able to purchase securities using any C of I you currently hold or redeem C of I to your bank account.

Recommended Action

No action is needed now, but it’s always a good idea to check your bank account information in TreasuryDirect and make sure it is up to date.

Need Help?

If you have more questions not covered in this e-mail, you can visit our FAQ page. If you are unable to cash your C of I, you can contact us at 844-284-2676 (toll-free) Monday through Friday, from 8 a.m. to 6 p.m. ET.

We appreciate you trusting TreasuryDirect with your investments.

You can validate the legitimacy of this communication at https://www.treasurydirect.gov/savings-bonds/cofi-buydirect.