FAQs about Undelivered Gift Bonds

Visit TreasuryDirect, log into your account, visit the Gift Box tab on your account page, select the bond, and click “deliver.” You will then enter your recipient’s information, including your recipient’s TreasuryDirect account number. Visit the “How to deliver a gift savings bond — TreasuryDirect” page for more information and to view a video tutorial.

Treasury is always looking to improve your experience. Future enhancements are still being determined, but we will share information as it becomes available.

At this time, the gift bond program is not being eliminated. However, we will share more information as it becomes available.

Delivering gift bonds proactively prepares you for upcoming enhancements and enables your recipient to experience the full benefit of your gift.

You are encouraged to deliver gift bonds now to ensure you are prepared for coming enhancements and so your recipient can experience the full benefit of the gift bond.

Gift bond recipients are the sole legal owners as soon as they are purchased, so holding undelivered gift bonds introduces potential complications.

You can only deliver one gift bond at a time. There is no limit to the amount a recipient can receive; however, once they have received $10,000, they should not purchase additional savings bonds that year because gift amounts are applied towards the purchase limit.

There is no limit to the amount of bonds a recipient can cash out from their TreasuryDirect account, regardless of how the bonds were acquired. Bonds can only be cashed out if it has been at least one year since the bond was purchased.

The recipient does not have to accept the gift bond for it to be delivered. Watch this video to learn how to deliver gift bonds. Undelivered gifts remain in the purchaser’s gift box, which prevents the intended recipient from benefiting from the gift.

A Treasury gift bond belongs to the recipient and is considered the property of the named recipient from the moment it's purchased. Estate laws vary from state to state — please work with the executor or legal representative if either the gift giver or the recipient is deceased.

If you can't find the answer to your question, call us at 844-284-2676 from Monday-Friday, 8am-6pm.