Rate Change Deadline: To receive the current 4.28% rate for I Bonds in TreasuryDirect, you must request your purchase by 11:59 p.m. Eastern Time on Wednesday, October 30. Learn More.
Direct File is a new IRS service that allows eligible people to prepare and file their tax return online, for free, directly with the IRS – saving them time and money. Learn more and file your taxes at: directfile.irs.gov
Savings Bonds
Today’s Rates
Series I Savings Bonds
4.28%
This includes a fixed rate of 1.30%
For I bonds issued May 1, 2024 to October 31, 2024.
Processing Times
Heavy volume is slowing our response time to cases sent by mail.
The following transactions require at least 2 weeks of processing time if bonds and/or TreasuryDirect accounts are in your name.
- Cashing paper savings bonds where you are named on the bonds, and you send in the bonds with your request
- Unlocking your TreasuryDirect account or updating your banking information within that account
- Converting your paper savings bonds into electronic format (in a TreasuryDirect account)
Requests to search for lost, stolen or missing savings bonds require at least 4 months to process.
Other paper savings bond transactions you are authorized to handle, but not in your name require at least 6 weeks to process.
Other TreasuryDirect requests, including trusts, may require 6 months or more to process.
Special Announcements for TreasuryDirect account holders:
1099 tax forms for TreasuryDirect are available now. See our 1099 information.
You can call us from 8 a.m. to 5 p.m. ET, Monday through Friday, at 844-284-2676.
The annual purchase limit for Series I savings bonds in TreasuryDirect is $10,000.
Check out our new savings bond explainer page
Latest News
October 2024
- Fiscal Service Aids Savings Bonds Owners in Arizona Affected by Havasupai Tribe Flooding; One-year minimum holding period waived
- Fiscal Service Aids Savings Bonds Owners in Alaska Affected by Flooding; One-year minimum holding period waived
- Fiscal Service Aids Savings Bonds Owners in Florida Affected by Hurricane Milton; One-year minimum holding period waived
- Fiscal Service Aids Savings Bonds Owners in San Carlos Affected by San Carlos Apache Tribe Watch Fire; One-year minimum holding period waived
- Fiscal Service Aids Savings Bonds Owners in Virginia Affected by Tropical Storm Helene; One-year minimum holding period waived
- Fiscal Service Aids Savings Bonds Owners in Tennessee Affected by Tropical Storm Helene; One-year minimum holding period waived
- Fiscal Service Announces Activity for Securities in the STRIPS Program for September 2024
- Fiscal Service Aids Savings Bonds Owners in Georgia Affected by Hurricane Helene; One-year minimum holding period waived
- Fiscal Service Aids Savings Bonds Owners in Florida Affected by Hurricane Helene; One-year minimum holding period waived
- Fiscal Service Aids Savings Bonds Owners in South Carolina Affected by Hurricane Helene; One-year minimum holding period waived
- Fiscal Service Aids Savings Bonds Owners in North Carolina Affected by Tropical Storm Helene; One-year minimum holding period waived
September 2024
- Fiscal Service Aids Savings Bonds Owners in Vermont Affected by Severe Storm, Flooding, Landslides and Mudslides; One-year minimum holding period waived
- Fiscal Service Aids Savings Bonds Owners in Yakama Reservation Affected by Confederated Tribes and Bands of the Yakama Nation Wildfires; One-year minimum holding period waived
- Fiscal Service Aids Savings Bonds Owners in Georgia Affected by Tropical Storm Debby; One-year minimum holding period waived
- Fiscal Service Aids Savings Bonds Owners in Connecticut Affected by Severe Storm, Flooding, Landslides and Mudslides; One-year minimum holding period waived
- Fiscal Service Aids Savings Bonds Owners in Illinois Affected by Severe Storms, Tornadoes, Straight-line Winds, and Flooding; One-year minimum holding period waived
- Fiscal Service Aids Savings Bonds Owners in Louisiana Affected by Hurricane Francine; One-year minimum holding period waived
- Fiscal Service Aids Savings Bonds Owners in Pennsylvania Affected by Tropical Storm Debby; One-year minimum holding period waived
- Fiscal Service Announces Activity for Securities in the STRIPS Program for August 2024
August 2024
- Fiscal Service Aids Savings Bonds Owners in Vermont Affected by Severe Storm, Flooding, Landslides and Mudslides; One-year minimum holding period waived
- Fiscal Service Aids Savings Bonds Owners in South Dakota Affected by Severe Storms, Straight-line Winds, and Flooding; One-year minimum holding period waived
- Fiscal Service Aids Savings Bonds Owners in Florida Affected by Hurricane Debby; One-year minimum holding period waived
- Fiscal Service Announces Activity for Securities in the STRIPS Program for July 2024
- Fiscal Service Aids Savings Bonds Owners in Minnesota Affected by Severe Storms and Flooding; One-year minimum holding period waived
July 2024
- Fiscal Service Aids Savings Bonds Owners in Missouri Affected by Severe Storms, Straight-line Winds, Tornadoes, and Flooding; One-year minimum holding period waived
- Fiscal Service Aids Savings Bonds Owners in Kentucky Affected by Severe Storms, Straight-line Winds, Tornadoes, Landslides and Mudslides; One-year minimum holding period waived
- Fiscal Service Aids Savings Bonds Owners in Texas Affected by Hurricane Beryl; One-year minimum holding period waived
- Fiscal Service Aids Savings Bonds Owners in West Virginia Affected by Severe Storms, Flooding, Landslides and Mudslides; One-year minimum holding period waived
- Fiscal Service Announces Activity for Securities in the STRIPS Program for June 2024
